Parwaz Card for Students Living Abroad – Interest-Free Loan up to PKR 3 Million | Apply No
Studying abroad is no longer just a dream for the elite. With the launch of the Parwaz Card, the Government of Pakistan has opened doors for thousands of deserving students who wish to pursue higher education overseas but lack the financial resources to do so. This revolutionary program offers an interest-free loan of up to PKR 3 million, helping young minds access global education without the burden of debt.
In this article, we’ll explain what the Parwaz Card is, who it’s for, how it works, and why it’s a golden opportunity for students and families across the country.
🎓 What is the Parwaz Card?
The Parwaz Card is a government-backed financial support initiative specially designed for Pakistani students planning to study abroad. Recognizing the financial challenges faced by middle and lower-income families, the card provides an interest-free loan to cover key expenses such as:
- University admission and tuition fees
- Visa processing and embassy charges
- Travel and airfare
- Temporary accommodation and relocation costs
The idea behind the card is simple: remove financial barriers for bright, hardworking students and allow them to compete on the world stage.
💼 Why This Program Matters
Pakistan has one of the youngest populations in the world. Every year, thousands of brilliant students earn admission to top universities abroad, but only a small percentage can afford the costs. Most families either give up on the opportunity or take high-
interest loans from private banks, which later become a financial burden.
The Parwaz Card eliminates these concerns by offering a 100% interest-free loan. It gives students a strong start in life without the stress of debt, allowing them to focus on education, career growth, and becoming global professionals who can later contribute back to Pakistan’s economy.
📋 Who is Eligible?
To apply for the Parwaz Card, students must meet the following criteria:
- Must be a Pakistani citizen
- Age between 18 and 35 years
Have a valid admission offer from a recognized foreign university
- Hold or be in process of obtaining a student visa
- Belong to a low or middle-income family
Must demonstrate academic merit and a commitment to complete their studies
Additionally, preference may be given to students pursuing higher education in fields like engineering, medicine, technology, law, and international business — especially those who plan to return and serve the country.
💳 What Does the Loan Cover?
The interest-free loan can be used for a wide range of educational expenses, including:
Expense Type Covered?
Tuition/Admission Fees ✅ Yes
Visa Application Fees ✅ Yes
Embassy & Document Costs ✅ Yes
Airfare & Travel Expenses ✅ Yes
Initial Housing Abroad ✅ Yes
Living Expenses / Pocket Money ❌ No
This focused coverage ensures the student can successfully relocate and begin studies, while encouraging part-time work abroad for daily expenses.
📝 How to Apply?
The application process is simple, transparent, and entirely online:
1. Visit the official loan portal (to be announced by the government or partner banks)
2. Register and fill out the student profile
3. Upload documents including:
- CNIC
- Passport
- Admission letter
- Visa (if available)
- Income proof / financial need certificate
4. Submit the application for review
5. Once approved, funds are either transferred to the university or directly to the student for allowed expenses
Applicants will be notified via SMS or email within a few weeks, and funds will be disbursed after final documentation and agreement signing.
🌍 Supported Countries
Students applying to top institutions in the following countries will be eligible:
🇬🇧 United Kingdom
🇨🇦 Canada
🇦🇺 Australia
🇩🇪 Germany
🇲🇾 Malaysia
🇹🇷 Turkey
🇨🇳 China
🇺🇸 United States (limited institutions)
This list may expand based on future government agreements and student demand.
⚠️ Avoid Scams
It’s important to note that the Parwaz Card is only available through official government websites or approved partner banks. Students are advised not to trust agents or private websites asking for upfront payments or personal information. Always verify through official government press releases or helplines.
🌟 A Game Changer for Pakistan’s Youth
The launch of the Parwaz Card is more than just a financial scheme — it’s a statement of trust in Pakistan’s youth. It’s a promise that no student should be left behind simply because of money. In a country where education is often out of reach for many, this program brings hope.
For a young student, leaving the country to study can be both exciting and terrifying. With the government’s support, families can now feel confident that their children have the backing of a nation that believes in their dreams.
🔚 Final Words
If you or someone you know has secured admission abroad and is struggling with the costs, the Parwaz Card could be the solution you’ve been waiting for. It offers more than just money — it offers peace of mind, opportunity, and a future built on education, not debt.
👉 Start preparing your documents today and be ready to apply as soon as the portal opens. Let your dreams take flight — without financial fear.